One more year, the long-awaited Sales and Prime Day period is approaching, more digital than ever. the E-commerce will play a key role this season in increasing the risk of a cyberattack. To avoid as much as possible the possibility of being a victim of cyber fraud, we give you in this article ten tips to keep in mind for some secure online shopping. Keep reading!
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10 tips for safe shopping online
In the coming days, very important dates for online shopping are approaching. On the one hand, on June 21 and 22, Amazon celebrates its First day, which will include discounts on a large number of products.
On the other hand, there are many stores that start with first sales, both in physical stores and online. It is estimated that during these weeks the online business be more protagonist than ever and follow a similar or even greater trend than that of January sales.
This increase in online transactions leads to an increase in fraud attempts, as was already observed last year during the lockdown, in which according to data from the Civil Guard The fraud offenses online had increased by at least 70%.
Therefore, take note of the following ten tips to keep in mind for safe shopping online.
1. Preventive protective measures
The first tip for some secure online shopping is to implement preventive protective measures. Before making any online purchase, we must verify that the device to be used is correctly configured and protected. To do this, we will confirm that the operating system of the device is updated to the latest version. Must also install a antivirus tool and scan the device for potential threats.
2. Beware of exorbitant offers and “emergencies”
Under the pretext of launching sales campaigns, the Internet is full of advertisements with particularly irresistible offers. You need to spend a few minutes before you buy to detect whether what you have in front of you is a good deal or a fraud. Especially when they are on unfamiliar web pages and cut product prices by more than half. Common sense should warn us that such exaggerated offers cannot be true. We will need to examine how much an identical or similar product costs in other stores, validate the “authenticity” of the items, and review testimonials from other buyers.
3. Consult the conditions of purchase
Before we finish the purchasing process, we need to make sure what is the right of return or if it involves any costs and how much By law, when a consumer buys from a business in the European Union and the purchase was made online, You have the right to cancel and return the order within 14 days, for whatever reason and without any justification. Ditto for the legal warranty. EU products are always entitled to a minimum two-year warranty at no cost. It is important to note that these criteria do not necessarily have to apply to stores outside Member States.
4. Do not use the public WiFi network
This point is very basic but we often forget to check it. It is important do not connect the device with which we are going to shop online with a public WiFi network. Access to bank details or payment gateways could be exposed and could be intercepted during the purchase process. Use your Internet connection; your home network or mobile data network. If we are going to do home transactions, we need to make sure that we configure the router in such a way that third parties cannot connect to the network.
5. If the store is not known, find information about it
6. Try paying with an online charge card or payment gateways like PayPal
Another tip for some secure online shopping be wary of payment methods. Cash on delivery, credit card, or trusted intermediaries such as PayPal are the most secure options. Above all, do not send cash or make bank transfers to complete a purchase. The advantage of paying with platforms such as PayPal is that the customer guarantee guarantees us a refund of the money if it is a scam or if the shipment never arrives. Plus, you reduce the number of websites that know your card details.
7. HTTPS and padlock
When we are going to provide private information such as username, name, address or bank details, for example, we must verify that the website is sending the information using the secure communication protocol “https” and that it does not put “http”. This can be found at the beginning of the URL or the web page where we are buying.
The authorities guarantee the legitimacy of a digital certificate. Therefore, it is necessary to verify that the store has a security certificate and that the browser URL corresponds to the expected site. If so, the browser will display a padlock icon and, by clicking, you will be able to see its data. Look at the name appearing in the browser bar, cybercriminals take advantage of the rush and similarities to take you to malicious sites. For example, in an email with a great deal and a link to Compracomcabeza.com instead of Compraconcabeza.com.
8. Keep proof of the transaction
Once the purchase is made, be sure to keep proof of the transaction. Normally, they will automatically send you a confirmation email with all the purchase information. Make sure you receive it before closing the pages. If you don’t, save screenshots, receipts, or reference numbers until the order arrives.
9. Cyber risk insurance
With the spread of digitalization driven by the pandemic, cyber attacks have increased exponentially. For this reason, more and more companies offer cyber risk insurance. These insurances provide you with coverage for any damages they may claim.
ten. Choose companies with trusted seals
The final tip for safe online shopping is to choose merchants with trusted seals. Trust Seals are badges provided to online businesses to demonstrate their quality and security when selling online. To obtain this label, stores are audited and evaluated in order to verify that they correctly comply with the criteria of security, confidentiality and consumer protection. One of the most famous stamps in Spain is “Confianza Online”.
“Online shopping is becoming more and more a part of our spending habits, just as it is increasingly common for the items we buy to connect to the Internet. For example, to control an oil-free fryer “, Explain Francisco Lázaro, director of the Master in cybersecurity from IEBS. “We live by and for the Internet and we must be aware that criminals take advantage of this circumstance. Without cybersecurity and without consumption habits, there is no safe society “, Add.
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Due to the increase in cyber attacks, the cybersecurity expert has become a fundamental profile to protect the digital integrity of any organization. To train those who want to become specialists in this field, at school we offer the Master in Cybersecurity, a program that has the approval of the Spanish Association for the Promotion of Information Security. We are waiting for you!